Instant cash loans: Eligibility criteria, Profile, Rate of interest; APR…

You are looking for banking, credit union… to obtain an immediate cash loan? Do not concern yourself, in the following paragraphs, we offer you with detailed and complete details about instant cash loans from the definition towards the interest of these loans.

In the previous articles, our readers are understood properly about some loans such as poor credit loans, low-interest credit loans… Should you interested in these loans, please click the links: Poor credit loans, Low-interest personal loans


Today, this short article includes the main four parts about immediate cash loan: Eligibility criteria, Profile, Rate of interest; APR and “Benefit and drawback of the moment cash loans”.

1. Eligibility criteria instant cash loans

To be eligible for a loan, you will have to satisfy the following criteria:

  • Be over 18 years of age
  • Hold a banking account by having an active debit card
  • Have a verifiable mobile phone number and email address
  • Have a normal supply of income
  • Able to pay for the repayments within the term of the loan

Once we have confirmed these records we will make any necessary checks required to support our lending decision and also to make sure the loan is affordable for you.

2. Profile for loan application

All you have to share with credit institution to have an Instant Personal Loan is:

  • Full Name
  • Identity Information
  • Address Information
  • Mobile telephone number and email address
  • Bank Statements

3. The interest, APR, Fees of instant cash loans

  • From 19.95% to 35.95% per annum
  • APR: Max 36%/year
  • A loan between Six months and three years
  • Fees: Free profile and disbursement

Personal loans have to be repaid by equal installments of principal and interest over relation to between six months and 3 years.

Loan description table:

Loan Amount

Term of Loan

Interest Rate (APR) Expected Monthly Payment
$5.000 12 months 20% $500

Info Credit Free Headquarter & email:

  • Australia: PO Box 3578, Australia Fair, Southport, QLD, 4215
  • ABN 55 604 197 275
  • Australian Credit Licence Number 481816
  • E-mail: [email protected]
  • Call: (07) 5644 3555
  • SMS: 0428594936

Our customer support can be obtained:

  • Monday to Friday: 8:00am – 8:00pm
  • Saturday: 9:00am – 5:00pm
  • Sunday: Closed

The advantage of Online Loans: In this way, you just have to fill the application form and make an application for the borrowed funds. Once this really is processed, the borrowed funds will be approved and disbursed on the same day.

  • The application is processed online, You do not need to visit banks.
  • No Physical Documents Required. Everything including bank statement and identity proofs could be uploaded online to obtain the loan approved.
  • Loans could be disbursed as quickly as within 24 hours
  • Get guaranteed approval if you possess the capacity to repay the borrowed funds amount.
  • Your Details are Secured.
  • Low Rate of Interest.
  • Cash Withdrawal up to 100%.

Moreover, there are also credit institutions that provide quick loans. With simple registration procedures, customers can bring money back in only days despite poor credit.

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